trak-yo-dolla$ · Private, local-first money tracking

👇 This is demo data — poke around, nothing breaks. Ready to use your own?

📊 Latest full month at a glance

Demo data — go to to enter your real balances, then + Save snapshot at the bottom of this tab to start tracking your net worth over time.

Net worth trend

📌 The line interpolates between saved snapshots (straight line between known points), then extrapolates forward using current account balances. ● Green dots mark saved snapshots.

Net worth goal

Where your wealth lives

Outside net worth

Net worth snapshots

Demo snapshots — save real ones via + Save snapshot above.

Accounts

💡 Balances are manually maintained. Tap Edit on any account to update, then save a snapshot on the History tab to record today's net worth.

Financial assets

Liabilities

Outside net worth

Physical assets

💡 Track vehicles, boats, jewelry, collectibles — any physical asset with real value.

Budget

Spending

Show investment & savings contributions 7

🔍

Period spend

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Top 5 categories

Top 5 vendors

By category — click to filter

↑ above · ↓ below your avg for this period · ↑↓ ≥20% · ± 5–19% · hidden if <5% difference or only 1 month of data

Charts

Transactions

Sort:

Manage categories

Add custom categories with a color. Built-in categories can't be deleted.

Import transactions

Auto-detects most bank and credit card formats. 🔒 Parsed locally — never uploaded.

Ally, Fidelity, Vanguard, Schwab, Bank of America, Wells Fargo, Marcus, SoFi, and most banks. Look for Download transactions → CSV in your account activity.

Chase, Citi, Capital One, Amex, Discover, and most credit cards. Look for Download activity → CSV.

Any CSV with date, description, and amount columns. First row must be headers.

Label these transactions as

📂

Click to select or drag & drop your CSV file

Preview

Replace existing transactions from this source

Venmo cashouts detected

We found 0 Venmo cashout(s) totaling $0. These are incoming payments — how should we treat them?

Offset Shopping

Treat as negative Shopping spend — useful if people are reimbursing you for group orders (e.g. Nike, Amazon). Reduces your net Shopping total.

Offset a different category

Exclude completely

Hide from all spending views — useful if these are personal repayments unrelated to your tracked spending.

Save your progress

🔒 Your browser handles CSV files locally — nothing leaves your device unless you choose to sync.

Synced data stored privately via Firebase (Google) 🔥

Add account

Name

Institution

Type

Balance ($)

Exclude from net worth

Track for visibility only — e.g. 529, custodial, trust

Add transaction

Date

Description

Source

Edit transaction

✏️ Check transaction — update the description to note what this was for (e.g. "Plumber", "Tuition"), then pick the right category.

Description

Date

Amount ($)

Import CSV

Columns: name, source, type, balance

Click to select CSV

Add physical asset

VIN (optional — auto-fills details)

Year

Make

Model / Trim

Condition

Mileage

Asset name

Import successful!

Suggested next steps

Update your account balances

Add checking, savings, investments & mortgage on the Accounts tab so your net worth is accurate.

Save your first real snapshot

Hit + Save snapshot on the Net Worth tab to anchor today's numbers to your trend line.

Build your auto-categorization rules

Click any transaction to fix its category — you'll be offered to save it as a rule so future imports categorize it automatically. Hit ⚡ Rules on the Spending tab to manage them.

💡 The Budget tab lets you set monthly targets by category — whenever you're ready.

Set monthly budget

Monthly target ($) — leave blank to remove

⚡

Save as auto-categorization rule?

Next time you import a CSV, matching transactions will be categorized automatically.

Rule preview

If a transaction description contains , categorize it as .

Keyword (edit if needed)

⚡ Auto-categorization rules

Rules run automatically every time you import a CSV. When a transaction description contains a keyword you've defined, it gets categorized instantly — no manual cleanup needed. Rules take priority over built-in guesses.
The more rules you build, the less work each new import takes.

New rule

If description contains

Categorize as

💰 Income & savings rate

Your savings rate is how much of your income you keep each month. Choose how you want to track it:

Once saved, your savings rate will appear as a pill in the '26 Apr at a glance card on the Net Worth tab.

Manual — enter your take-home pay

Most accurate. Enter your monthly after-tax income once and we'll calculate your savings rate from your spending.

Monthly take-home pay (after tax)

Auto-detect from deposits less accurate

Scans your imported transactions for deposits, excluding transfers and payments. Works best with bank (checking) CSV imports. May overcount if transfers appear as deposits.

Preview — savings rate pill

Select a method above to see a preview

⚙ Customize insight pills

Choose which pills appear in your at-a-glance card. Changes save automatically.

⟲ Merge duplicate vendors

Bank CSVs often use different names for the same vendor — AMZN MKTP US, AMAZON.COM, AMAZON PRIME. Merging them combines their totals everywhere: charts, buckets, insights, and summaries. Your raw transactions are unchanged.

Add alias

This vendor name

→

Should display as

📅 Add historical snapshot

Backfill a past net worth data point to extend your trend line. Useful if you know what your net worth was at a specific date.

Date

Net worth ($)

Total assets ($) optional

Liabilities ($) optional

Other vendors

Vendors outside the top 8. Click any to search their transactions.

🔄 Recurring charges

📅 Year in review

Set a custom goal

Enter any net worth target. Milestone buttons will still work alongside it.

Goal amount

Delete snapshot?

This cannot be undone. The snapshot will also be removed from your net worth chart.

Which feels more like you right now?

Manage categories

Import transactions

Venmo cashouts detected

Save your progress

Add account

Add transaction

Edit transaction

Import CSV

Add physical asset

Import successful!

Set monthly budget

Save as auto-categorization rule?

⚡ Auto-categorization rules

💰 Income & savings rate

⚙ Customize insight pills

⟲ Merge duplicate vendors

📅 Add historical snapshot

Other vendors

🔄 Recurring charges

📅 Year in review

Set a custom goal

Delete snapshot?