Pick a demo that fits โ tap DEMO DATA in the nav to switch anytime.
๐ This is demo data.
to see where your money actually goes. Nothing leaves your device. ยท
๐ Previewing demo data โ your saved data is untouched.
Return to your data
Demo data โ go to to enter your real balances, then + Save snapshot at the bottom of this tab to start tracking your net worth over time.
Net worth trend
๐ The line interpolates between saved snapshots (straight line between known points), then extrapolates forward using current account balances. โ Green dots mark saved snapshots.
Net worth goal
Where your wealth lives
Outside net worth
Net worth snapshots
Demo snapshots โ save real ones via + Save snapshot above.
๐ก No snapshot yet this month โ hit to keep your trend line current.
Demo accounts โ add or edit your real balances to replace these.
Accounts
๐ก Balances are manually maintained. Tap Edit on any account to update, then save a snapshot on the History tab to record today's net worth.
Financial assets
Liabilities
Outside net worth
Physical assets
๐ก Track vehicles, boats, jewelry, collectibles โ any physical asset with real value.
Budget
Over budget >100%
Near limit 80โ100%
On track <80%
๐ Latest full month at a glance
Spending
โ Align sourcesโ Aligned to ยท show all
Period spend
โ
Top 5 categories
Top 5 vendors
By category โ click a tile to filter
โ above ยท โ belowyour avg for this periodยทโโ โฅ20%ยทยฑ 5โ19%ยทhidden if <5% difference or only 1 month of data
Spending breakdown
Transactions
Sort:
Manage categories
Add custom categories. The app picks colors automatically to keep your categories visually distinct from each other.
Import transactions
Drop your CSV and we'll figure out the format automatically. Nothing leaves your device.
Also accepts Mint, YNAB, and Monarch Money exports.
Format is detected automatically. If it's not right, use Having trouble? below.
โ
Date format:
Bank or credit card export
Migrating from another app
Ally, Fidelity, Vanguard, Schwab, Marcus, SoFi, and most banks. Look for Download transactions โ CSV in your account activity.
Most major banks and credit cards (Chase, Bank of America, Wells Fargo, Citi, Capital One, Amex, Discover, and more). Look for Download activity โ CSV.
Wells Fargo, USAA, and banks with separate Deposits and Withdrawals columns โ common with credit unions and older bank exports.
Bank of America checking and savings. Deposits are skipped automatically โ only spending rows are imported. Look for Download โ CSV in your transaction history.
Any CSV with date, description, and amount columns. First row must be headers.
Mint exported CSV (Date, Description, Amount, Transaction Type, Category columns). Mint shut down in March 2024 โ your exported CSVs still work here. Credits are skipped automatically. Categories import as-is where they match.
You Need A Budget export (Payee, Outflow, Inflow, Category columns). Export from YNAB โ All Accounts โ Export. Inflows are skipped. Categories map automatically where possible.
Monarch Money export (Date, Merchant, Amount, Category columns). Export from Settings โ Data โ Export Transactions. Positive amounts (income) are skipped. Categories import as-is where they match.
Want to start fresh?
Remove 0 transactions and start over?
Categorization uses your rules, community patterns, and MCC codes โ in that order.
Preview
Use this when re-importing after a categorization update
Venmo cashouts detected
We found 0 Venmo cashout(s) totaling $0. These are incoming payments โ how should we treat them?
Save your progress
Sign in with your Google account to sync your data โ accounts, transactions, budgets, and snapshots โ across devices. Your data is stored privately in your Google account, not on this app's servers.
๐ Your browser handles CSV files locally โ nothing leaves your device unless you choose to sync.
Synced data stored privately via Firebase (Google) ๐ฅ
Add account
Exclude from net worth
Track for visibility only โ e.g. 529, custodial, trust
Add transaction
Edit transaction
โ๏ธ Check transaction โ update the description to note what this was for (e.g. "Plumber", "Tuition"), then pick the right category.
Recategorize similar transactions
Spending exclusion
Use for investment contributions, credit card payments, reimbursements, or anything that shouldn't count as spending.
Import CSV
Columns: name, source, type, balance
Click to select CSV
Add physical asset
โ
Import successful!
You can set up income, balances, and budgets anytime from the tabs.
Don't obsess over money. Understand it.
Community patterns
Keywordโcategory mappings that run on every import
Missing a merchant? Help improve categorization for everyone.
Next time you import a CSV, matching transactions will be categorized automatically.
Rule preview
If a transaction description contains , categorize it as .
โก Auto-categorization rules
Rules run automatically every time you import a CSV. When a transaction description contains a keyword you've defined, it gets categorized instantly โ no manual cleanup needed. Rules take priority over built-in guesses. The more rules you build, the less work each new import takes.
New rule
๐ Currency symbol
Choose the symbol displayed next to all amounts in the app. This is cosmetic only โ the app does not convert between currencies.
๐ฐ Income & savings rate
Your savings rate is how much of your income you keep each month. Choose how you want to track it:
Once saved, your savings rate will appear as a pill in the '26 Apr at a glance card on the Net Worth tab.
Manual โ enter your take-home pay
Most accurate. Enter your monthly after-tax income once and we'll calculate your savings rate from your spending.
Auto-detect from deposits less accurate
Scans your imported transactions for deposits, excluding transfers and payments. Works best with bank or credit union (checking) CSV imports. May overcount if transfers appear as deposits.
Preview โ savings rate pill
Select a method above to see a preview
๐ฐ Monthly take-home income
Set your actual monthly after-tax pay. Overrides deposit detection and feeds the savings rate insight.
โ Customize insight pills
Choose which pills appear in your at-a-glance card. Changes save automatically.
โฒ Merge duplicate vendors
Bank CSVs often use different names for the same vendor โ AMZN MKTP US, AMAZON.COM, AMAZON PRIME. Merging them combines their totals everywhere: charts, buckets, insights, and summaries. Your raw transactions are unchanged.
Add alias
โ
๐ Add historical snapshot
Backfill a past net worth data point to extend your trend line. Useful if you know what your net worth was at a specific date.
Other vendors
Vendors outside the top 8. Click any to search their transactions.
๐ Recurring charges
๐ Year in review
Clear all data?
This will permanently delete all your transactions, accounts, budgets, rules, and snapshots. This cannot be undone.
To confirm, type clear below:
Tips & shortcuts
Keyboard
Open tips & shortcuts
?
Clear filters ยท close modals
Esc
Click interactions
Category tile
Filter transactions to that category
Vendor tile (Split)
Filter transactions to that vendor
Flow / node (Flow chart)
Filter transactions to that category
Day cell (Daily)
Filter transactions to that day
Peak day card
Filter transactions to that day
Active filter
Click again to remove
Tips
ยทยทยท โ Clear all data
Deletes all your data permanently. Type "clear" in the confirmation box to unlock the button
Categorization priority
1. Your rules โ keyword rules you've saved always win 2. Community patterns โ 904 community-contributed keywordโcategory mappings covering US, UK, AU, CA, NZ, and SG merchants โ fetched once per session ยท Suggest a pattern โ 3. Merchant Category Codes (MCC) โ 4-digit codes your bank or credit union assigns to merchants, if present in your CSV 4. Built-in keywords โ ~300 common merchant names as a fallback
ยทยทยท โ Rules
Auto-categorize future imports by keyword
Edit a transaction
Save category changes as a permanent rule
โ Customize (At a Glance)
Show or hide individual insight cards
Net Worth โ Save snapshot
Do this monthly to keep your trend current
Set a custom goal
Enter any net worth target. Milestone buttons will still work alongside it.
Delete snapshot?
This cannot be undone. The snapshot will also be removed from your net worth chart.